We Will Help You Succeed
With Your Financial Goals

Who is eLINK Finance

From Humble Beginnings

eLINK Finance was created with the soul intention of supporting borrowers with the right tools, knowledge and education to get their loans approved by lenders.

The result is a mortgage brokerage tailored to supporting the borrower to achieving their financial goals.

As Australia’s leading mortgage brokerage for 2018, eLINK Finance provides educational materials and tools to ensure borrowers win in the game of finance and especially enjoy packaging up finance solutions that enable investors to build property portfolios for an earlier retirement.

In conjunction with this, eLINK Finance have built a platform to make the loan process easier for the borrower and transparent. Gone are the days of flicking over a payslip and getting a low doc or no doc loan. And gone are the days of interest only loans whereby the strategy is to never pay down the debt.

Just like you hire a personal trainer to help you with your workouts, eLINK Finance is your finance coach in helping you to achieve your financial goals… and sooner.








Education the key to financial success

Helen Collier-Kogtevs has a head for numbers and a passion for streamlined processes that make applying for a home loan as simple and easy as possible for borrowers.

Using the latest technology, Helen is driven to create a seamless and transparent loan process that allows everyday Australians to apply for a loan with confidence.

She is passionate about providing meaningful information to clients to support their knowledge and understanding of what is required to obtain a loan so that they can get on with achieving their financial goals.

Helen Collier-Kogtevs is also driven and passionate about giving back to the community. She is actively involved in projects that are focused on helping others. Her most recent endeavor is helping rebuild schools that were destroyed by cyclone Pam on the island of Vanuatu.

Experience where it counts!

As an award-winning Mortgage Broker with 20 years’ experience in the finance industry, I’ve seen it all.

I’ve gone through constant industry changes and yet I still successfully help my customers borrow the money they need to get ahead.

As your Finance Coach, my goal is to help you understand your financial potential so that you can borrow with confidence.

Supporting you to win!

I am a passionate about property and as an award winning Property Investor, I can talk property all day, every day.

As a Mortgage Broker with a portfolio of 12 properties, I am leveraging my years of investing experience and Property Mentoring to help my clients, family and friends to build their property portfolios.

I find it very fulfilling to help my clients explore and achieve what is possible for them; both in finance and help them expand their property portfolios.

My other passion in life is renovating and with my partner who is a retired carpenter, we are working on a major renovation on his house and most weekends you will find me either in the garden, on the end of a paintbrush or maybe just giving him a helping hand in paint stained jeans, no make-up and loving life.


With 16 years’ experience in financial services as a mortgage broker and as a financial adviser, I know the meaning of dotting your I’s and crossing your t’s.

I have a real passion for delivering on what my customers need and want to achieve their financial goals. And with my knowledge and experience I can ensure my customers get a seamless and hassle-free process when applying for a loan, whether that be for your first, second home, or investment property.

I also specialise in Self-Managed Super Fund Lending so if you want to purchase a property in your super fund, I can support you with that as well.

Married to Hayley with two high energy boys Charlie and Lenny. I love to play cricket, footy, enjoy cooking and trying to be a handyman around the house to tick off the never ending list of DIY projects Hayley has for me. 😊

Experience where it counts!

Professional Strategist and Life Coach while teaching Personal Development, Executive Sales Coaching, Team Building and CRM Strategy.
Maria’s role is to add value to the whole customer experience when it comes to finance and helping eLINK clients reach their goals and live their dreams.
Maria offers a listening ear, with a willingness to connect your dreams and goals with the best possible solutions and outcomes.

Experience where it counts!

As an Operations Manager at eLINK Finance, I bring to the table a wealth of experience and expertise. With more than 3 years of experience as a loan officer and now in Operations, I have a deep understanding of the inner workings of the company and a passion for driving growth and success. Since joining the company in 2019, I have been dedicated to ensuring seamless and efficient operations and I am committed to continuously improving processes to enhance our clients’ experiences.

Experience where it counts!

For me, a positive attitude and hard work have always been key mantras. As a BBA graduate with a Major in Finance, calculation and numbers have always been my area of interest.

I always present myself as an ambitious and confident individual, who strives to achieve the highest standard possible at any given task that I am asked to complete. I pride myself on a high standard of work in all the tasks that I partake in, and a great attention to detail.

Away from my role at e-Link Finance, I am a fun-loving and outgoing person, who enjoys dancing, travelling, listening to music, and watching movies with my friends.

Putting the customer first

As well as having excellent attention to detail and administrative skills, Charmine draws from a cross-section of professional experience to help our clients resolve complicated issues.

Charmine will be in touch when you are gathering evidence of your financial circumstances and preparing to apply for a loan. She will ensure you have shared the right documents and provided information that meets lender expectations. “I enjoy working with customers to ensure they get the outcome they are hoping for. I’m looking forward to supporting your loan application process.”

Having Charmine as a part of the team means client loan applications are submitted in a timely manner and have a higher chance of being approved by lenders. Outside eLink Finance, I enjoy learning new things – may it be through reading books, travelling, or simply socializing with individuals. As they said, “Knowledge is Power”.

Alone We Can Do So Little; Together We Can Do So Much

As a Financial Controller at eLINK Finance I get to witness miracles happen each day.

Being a property investor myself, acquiring 5 investment properties in 5 years I could not ask for a better place to work at. I get to see everyday Aussies building their dreams and overcoming their financial roadblocks. It is absolutely amazing to see the eLINK Finance team help people day in, day out achieve their goals.

Life has always been beautiful for me and I tend to enjoy every part of it. Nothing gives me more pleasure that watching my 2 beautiful boys growing up into their dream lives. I am very family oriented and a people’s person.

I also get so much satisfaction from doing social service and am really passionate about helping other people and making the world an even better more beautiful place to live in. My dream, adopt a village and eliminate poverty.

Alone We Can Do So Little; Together We Can Do So Much

“With an MBA in Finance and Marketing, I have always been open to learning and evolving in the Finance sector. Having multiple years of prior work experience in the finance industry, I look forward to serving clients with excellent customer service which is professional, personalized, friendly, and efficient. I aim to provide the right solutions for the clients by liaising with the mortgage broker.
Traveling solo and exploring new places, watching sports, and reading fiction books have always been my favorite things to do besides work.”